FHA vs. Conventional Calculator

Compare FHA and Conventional loan options based on your down payment and credit score.

Home Price: $400,000

Down Payment: 3.5% ($14,000)

Credit Score: 680

FHA Loan

Base Loan Amount$386,000

Upfront MIP (1.75%)$6,755

Total Loan Amount$392,755

Monthly MIP$177

Base Loan Amount$386,000

Upfront Fee$0

Total Loan Amount$386,000

Monthly PMI$161