How many mortgage loan officer profiles are listed in Independence, Missouri?

3 mortgage loan officer profiles are currently listed in Independence, Missouri. Verify current licensing through NMLS Consumer Access using the NMLS number shown on a profile.

How do I verify a mortgage loan officer's license?

You can verify any loan officer's NMLS license through the official NMLS Consumer Access website using the NMLS number shown on each MLO Finder profile.

What should I look for in a mortgage loan officer?

Look for current NMLS licensing — confirm it yourself on NMLS Consumer Access — relevant loan experience, transparent communication, and consistent source-linked client feedback before choosing a loan officer.

Is MLO Finder free to use?

Yes, MLO Finder is completely free for homebuyers to search, compare, and contact mortgage loan officers.

All directories/Missouri/Independence

City directory · Independence, MO

3 loan officers in Independence, MO.

MLO Finder lists 3 mortgage loan officer profiles in Independence, MO. Browse the profiles and always confirm current licensing through NMLS Consumer Access before reaching out.

Showing 1-3 of 3 loan officers

Independence, MO

James Craig Laird III

Mortgage Loan Officer

NMLS

#1058065

Check on NMLS View profile

Kari A Holthaus

Mortgage Loan Officer

NMLS

#227850

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Kelley Fisher Bowker

Mortgage Loan Officer

NMLS

#2269591

Check on NMLS View profile

MLO Finder is a directory and education resource, not a licensing authority. Always verify current licensing on NMLS Consumer Access before working with anyone.

Independence Mortgage Blog & News

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Latest published blog content connected to Independence, MO.

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Browse by loan type

Independence loan options

FHA loans in Independence

FHA-insured mortgages follow HUD eligibility, underwriting, occupancy, property, loan-limit, and mortgage-insurance requirements.

Conventional loans in Independence

Conventional mortgages are not government-insured or guaranteed. Conforming conventional loans follow Fannie Mae and Freddie Mac guidelines; jumbo loans have different requirements.

VA loans in Independence

VA-backed mortgages serve eligible borrowers; entitlement status, lender approval, and property appraisal affect the individual transaction.

Jumbo loans in Independence

Jumbo loans exceed the applicable county and unit-count conforming limit; credit, equity, reserves, documentation, and pricing vary by product.

Non-QM loans in Independence

Non-QM does not identify one product; documentation, property, occupancy, credit, equity, reserve, and pricing rules vary.

DSCR loans in Independence

DSCR mortgage products use lender-specific rent, housing-expense, credit, equity, reserve, entity, and property rules.

ITIN loans in Independence

An ITIN is an IRS tax-processing number, not proof of mortgage eligibility, immigration status, or work authorization.

USDA loans in Independence

USDA Guaranteed and Direct home-loan paths have distinct area, household, property, repayment, and underwriting requirements.

Bank-statement loans in Independence

Bank-statement mortgages use lender-specific statement periods, eligible-deposit rules, expense methods, and underwriting requirements.

Foreign-national loans in Independence

Foreign-national mortgage requirements vary by lender, borrower status, jurisdiction, property, occupancy, and documentation path.

First-time buyer loans in Independence

First-time buyers may qualify for mortgage programs and down-payment assistance, subject to each program’s eligibility and combination rules.

Self-employed loans in Independence

Self-employed borrowers can explore standard mortgage programs or lender-specific bank-statement, P&L, and asset-based options.

Finding a mortgage loan officer in Independence, Missouri

When comparing mortgage loan officers in Independence, Missouri, review current licensing, role and employer, available loan programs, service area, communication preferences, and source-linked reviews where available. Some loan officers work for a single lender; others may operate as mortgage brokers with access to multiple lenders. Confirm each professional’s current status through NMLS Consumer Access.

Why compare local loan officers?

Ask loan officers in Independence about their experience serving borrowers in Missouri, available loan programs, service area, and consultation options. Lender access and services vary by professional, so compare written offers and confirm each professional’s role and employer.

How to compare mortgage loan officers

Confirm current licensing through NMLS Consumer Access
Compare role, employer, and available loan programs
Review service area and communication preferences
Check source-linked review snapshots when available
Compare written offers and clarify which lender or lenders each professional represents

Use MLO Finder to find and compare mortgage loan officers in Independence, Missouri. Listings may include contact information, NMLS identifiers, source links, and review snapshots to support your own diligence.