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All directories/California/Sacramento

City directory · Sacramento, CA

239 loan officers in Sacramento, CA.

MLO Finder lists 239 mortgage loan officer profiles in Sacramento, CA. Browse the profiles and always confirm current licensing through NMLS Consumer Access before reaching out.

Showing 1-20 of 239 loan officers

Sacramento, CA

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MLO Finder is a directory and education resource, not a licensing authority. Always verify current licensing on NMLS Consumer Access before working with anyone.

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Sacramento loan options

FHA loans in Sacramento
FHA-insured mortgages follow HUD eligibility, underwriting, occupancy, property, loan-limit, and mortgage-insurance requirements.
Conventional loans in Sacramento
Conventional mortgages are not government-insured or guaranteed. Conforming conventional loans follow Fannie Mae and Freddie Mac guidelines; jumbo loans have different requirements.
VA loans in Sacramento
VA-backed mortgages serve eligible borrowers; entitlement status, lender approval, and property appraisal affect the individual transaction.
Jumbo loans in Sacramento
Jumbo loans exceed the applicable county and unit-count conforming limit; credit, equity, reserves, documentation, and pricing vary by product.
Non-QM loans in Sacramento
Non-QM does not identify one product; documentation, property, occupancy, credit, equity, reserve, and pricing rules vary.
DSCR loans in Sacramento
DSCR mortgage products use lender-specific rent, housing-expense, credit, equity, reserve, entity, and property rules.
ITIN loans in Sacramento
An ITIN is an IRS tax-processing number, not proof of mortgage eligibility, immigration status, or work authorization.
USDA loans in Sacramento
USDA Guaranteed and Direct home-loan paths have distinct area, household, property, repayment, and underwriting requirements.
Bank-statement loans in Sacramento
Bank-statement mortgages use lender-specific statement periods, eligible-deposit rules, expense methods, and underwriting requirements.
Foreign-national loans in Sacramento
Foreign-national mortgage requirements vary by lender, borrower status, jurisdiction, property, occupancy, and documentation path.
First-time buyer loans in Sacramento
First-time buyers may qualify for mortgage programs and down-payment assistance, subject to each program’s eligibility and combination rules.
Self-employed loans in Sacramento
Self-employed borrowers can explore standard mortgage programs or lender-specific bank-statement, P&L, and asset-based options.

Finding a mortgage loan officer in Sacramento, California

When comparing mortgage loan officers in Sacramento, California, review current licensing, role and employer, available loan programs, service area, communication preferences, and source-linked reviews where available. Some loan officers work for a single lender; others may operate as mortgage brokers with access to multiple lenders. Confirm each professional’s current status through NMLS Consumer Access.

Why compare local loan officers?

Ask loan officers in Sacramento about their experience serving borrowers in California, available loan programs, service area, and consultation options. Lender access and services vary by professional, so compare written offers and confirm each professional’s role and employer.

How to compare mortgage loan officers

  • Confirm current licensing through NMLS Consumer Access
  • Compare role, employer, and available loan programs
  • Review service area and communication preferences
  • Check source-linked review snapshots when available
  • Compare written offers and clarify which lender or lenders each professional represents

Use MLO Finder to find and compare mortgage loan officers in Sacramento, California. Listings may include contact information, NMLS identifiers, source links, and review snapshots to support your own diligence.