San Antonio Mortgage Market Sees Surge in VA and FHA Demand
Market Update
San Antonio, TX has seen a significant increase in VA and FHA loan applications, with local loan officers reporting a 25% rise in demand over the past quarter. The surge in demand is attributed to a combination of factors, including low mortgage rates, competitive pricing, and attractive benefits offered by VA and FHA loans.
Mortgage Rate Trends
As of July 2026, the average 30-year fixed mortgage rate in San Antonio is at 4.12%, with VA loans averaging 4.05% and FHA loans averaging 4.15%.
Local Expert Spotlight
Local loan officers attribute the increased demand to the region's strong economy and growing population. Both experts agree that VA and FHA loans offer attractive benefits, including lower down payment requirements and more lenient credit score standards.
Featured Local Experts
Baudilia Montalvo
- NMLS: 404804
- Location: San Antonio
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Andrea Catherine Garcia
- NMLS: 2408588
- Location: San Antonio
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Richard Patrick Whitt
- NMLS: 295632
- Location: San Antonio
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Kimberly Erin Luckey
- NMLS: 2072881
- Location: San Antonio
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Nicholas Joseph Sclafani
- NMLS: 1222458
- Location: San Antonio
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